Please read the Privacy Policy carefully. This document is an integral part of the agreement between you (also named “User”) and the Company.

Privacy Policy describes the rules for the Company’s work with respect toyour personal data. Personal data includes any User data that identifies him as an individual. This Policy also explains the use of personal data thatwe collect when you use our services by communicating with us by phone,e-mail or by other means. This Policy informs you what type of informationwe collect, with whom we share it and for what purposes, how we protect itand what rights you have to preserve the confidentiality of your information.

Company are serious about protecting the personal data of ourcustomersand preserving confidential information. To avoid the loss ofinformation, its misuse,alteration and unauthorized access to it by thirdparties, we comply with all requirements, both organizational and technical.

By accepting the Privacy Policy, the User agrees to the collection, storage,use and disclosure of personal data in accordance with this Privacy Policyand applicable law. You can withdraw your consent and request that youremove your personal data by contacting us.

What personal data does the Company collect?

You can provide us with identification, contact, financial and otherinformation when you fill out online forms or send us application forms byphone, as well as by the e-mail during authorization in the PersonalAccount or in another way. Also, all the personal data that you provide incases where: use our products or services; register your personal account on our website; subscribe to our publications or third-party publications related tous;agree to receive our promotional materials and newsletters; participate in acontest, loyalty program, special promotions or surveys; leave reviews.

On individual pages of the site, personal data may berequested, which you can provide if you wish (for example, we

can request contact information to register a Personal Account, sign up foradvertising newsletters and notifications from us and / or so you can submit applications to us).

When you visit our site, certain information is automatically sent to us fromyour devices. In some jurisdictions, including the European Union, such information may be considered personalized in accordance with certain data protectionlaws. Some of this information is collected using cookies. More informationabout the cookies we use and the purposes for which they are used isdisclosed in the Cookies Policy.

The personal information that may be collected by the Company falls intothe following categories: Information that you provide voluntarily

You can provide the Company with your personal details, contactinformation, and financial data etc. by filling the forms online, over thetelephone, via the email, or any other available methods.

In addition to the above, certain parts of the Company website may ask youto provide personal information voluntarily. The personal information thatyou are asked to provide, along with the reasons for which you are asked

to provide it, will be clarified by your request.Information that the Company collects automatically

When visiting the Company website, certain information (such as your IP address, device type, browser type etc.) is sent from your deviceautomatically. The Company also receives information about how yourdevice has interacted with the website, including the links followed.Collecting this information enables the Company to conduct analyses of user and Client requests for the purposes of improving the quality of available products and services.

How can the Company use your personal data?

Sending you newsletters; Proper provision of our services;

Analysis and understanding of our audience in order to improve the Service;

Investigate violations of this Privacy Policy to ensure compliance, as well as protect our interests and rights.

We may send you marketing letters with information about our Services that we find interesting for you.

The purposes for which we will use your personal data: 1. To provide you with customer service. Type of data: identification information (name,surname, country of residence, address and other similar information), contact details (e-mail address, phone number, messenger number and thelike), national identification documents (passport, id document, residencepermit and others), financial information (bank account number, bank cardnumber and name of its owner, documents showing the origin of funds andothers), political significance (documents and waivers), documentary information (copies of documents confirming information provided).

2. Risk management, money laundering prevention, response to regulatoryand legal requirements. Type of data: transactional, financial, identity.

3. Marketing. Type of data: contacts, consent and correspondence.Purpose: marketing activities and the presentation of information and newsabout products and services. Legal grounds: the implementation of thecontract with you.

What information can the company disclose to certain third parties?

We do not pass on information to companies, organizations and individualsoutside the Company unless one of the following conditions applies. We willshare your personal data with companies, organizations or individualsoutside of the Company if we have a conscientious belief that accessing,using, storing or disclosing personal data is reasonably necessary for:

Compliance with any applicable laws, regulations, lawsuits, or coercive government requests;

The application of current legislation, including the investigation of possible violations;Identifying, preventing fraud, supporting security or solving technicalproblems;

Protect the rights, property or security of the Company, our users or thepublic as necessary or within legal limits.

Group companies, third-party service providers, and partners who providethe Company with data processing services (for example, to providefunctionality or help to enhance the security of the Company website) orwho otherwise process personal information for the purposes described inthis Policy;

Any competent law enforcement body, regulatory or government agency,court, or other third party as permitted by law.

We can share identifiable information in public and with our partners. Forexample, we may publish information in public to show trends in the overalluse of our website.

If the Company participates in the merger, acquisition or sale of assets, wewill continue to ensure the confidentiality of any personal data and notifyUsers before the personal data are transferred or become subject toanother privacy policy.

We will not share your name, email address or other information with otherusers.

Under certain conditions, we may transfer your personal data to a thirdparty in another country for further processing in accordance with the objectives set out in this Policy. In some cases this may include the transferof data to countries that do not provide the same level of protection as thelaws of your country of residence. In such cases, we will, in accordance with legal requirements, ensure that your privacy rights will be adequatelyprotected by appropriate technical, organized, contractual or other legalmeasures.

What rights does the user have?

To send a request for the correction of any inaccurate information and/orthe completion of any incomplete personal information. The Company willsubsequently process the request and notify any third parties to whom suchpersonal information may have been transmitted in accordance with theterms set out in this Policy.

To request the desistance of personal information processing. The refusalof personal data processing may prevent you from being able to accessparticular products and services for which the processing of personalinformation is necessary.

To request the erase all of your personal information, with what the Company should comply, unless there is a lawful reason for not doing so. You have the right to receive a copy of the personal data that we haveabout you.

You have the right to request that we correct any inaccurate informationand / or supplement any incomplete personal data. We will correct ourrecords and notify third parties to whom such personal information could betransferred, as described above.

You have the right to transfer to another person or request a copy of allpersonal data that you provided to us, after which we will transfer this datato another data controller of your choice.

You can exercise this right by clicking on the “unsubscribe” or “unsubscribe”link in the marketing letters that we send you. To opt out of receiving anymarketing materials sent by the Company.

You have the right to request that we stop processing your personal data.Please note that this may prevent you from using certain services for whichthe processing of your personal data is necessary.

You can withdraw your consent to the processing of your personal data at any time. This will not affect the legality of data processing to whichyou previously agreed. Please note that if you withdraw your consent, thismay prevent you from using some of the features of our service that requirethe processing of your personal data.

You have the right to file a complaint with the supervisor. Company securitymeasures

The Company applies all appropriate technical and administrativemeasures in order to protect the personal information that it collects andprocesses.

In particular, the Company: Stores personal data on secure servers.Uses encrypted transmission links.

Uses other warranties: firewalls, authentication systems (e.g. passwords), and access control mechanisms to prevent unauthorized access to systems and data.

Regularly reviews methods of information collection, storage, and processing practices, including physical security measures, to prevent unauthorized access to systems.

Restricts access to personal information foremployees, contractors, and agents who need to know such information in order to process it. Data retention

Your personal information is only retained for as long as it is necessary tocarry out the purposes set out in this Policy (unless further retention isrequired by law).

Automatic decision making

In some cases, our use of your personal data may result in makingautomatic decisions (including profiling) that affect you legally or have animportant influence on you of a different nature. An automatic decision is adecision about you, made automatically on the basis of a computer calculation (using software algorithms), withouthuman control. When we apply an automatic decision that concerns you,you have the right to challenge the decision, to express your point of viewand demand that the person reconsider the decision.

Please contact us with any questions, comments or for clarification